More Americans have health insurance. Fewer people have to worry about catastrophic medical costs. Those are notable accomplishments of the Affordable Care Act.
But 31 million Americans remain “underinsured,” which means they have healthcare coverage but still face out-of-pocket medical costs that could cause serious financial stress. Like workers who are underemployed—holding a job but for less pay or fewer hours than they’d like—the plight of the underinsured is often overlooked by policymakers, employers and public health advocates; they have insurance, after all, which means they’re better off than people who don’t.
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